Joe Kulle and Katie Riley - Heritage Homes Real Estate



Posted by Joe Kulle and Katie Riley on 8/19/2018

When you budget to buy a home, you sit down, do the math, and try to estimate what all of your monthly costs will be. There are so many monthly costs that come with being a homeowner that can make the whole process complicated. Sure, you have taken the standard costs into account like home insurance, property taxes, and even utilities. But there are a few out-of-the-box costs that you’ll need to consider for your house hunt.


Flood Or Other Natural Disaster Insurance


Natural disasters are costly and devastating. Many homeowners who live in areas that are affected by natural disasters like floods and earthquakes often opt for additional coverage for their homes. Premiums for earthquake and flood insurance often end up being very high. As a natural disaster strikes, these premiums can go up even more. If you live in one of the high-risk areas for natural disasters, you’ll want to check with your insurance agent ahead of time to plan for the additional costs that these special kinds of insurance will incur.


Water Costs During A Drought


There are many areas across the US that suffer drought conditions from time to time. Your water bill can skyrocket during these times. It’s best to continue conserving water and watch your bill closely in order to try and save some costs. There’s not a whole lot you can do otherwise to control your bill. You’ll need to stay prepared with some extra cash on hand in case of these emergencies and know that costs can rise due to different environmental conditions.  


Tax Hikes And Special Assessments 


As a homeowner, you’ll need to prepare for different kinds of assessments and tax increases. If your condominium complex needs significant repairs then you’ll probably end up paying an assessment to help offset the costs. This is what comes with belonging to a homeowner’s association. 


You can’t prevent that the town is building a brand new school that requires a tax increase, nor can you prevent roof damage on one of the buildings in your complex. Financially, this is a hidden cost of homeownership that you should be prepared for. 


Unexpected Maintenance Costs And Home Furnishings


Once you move into a home, you’ll need to prepare for the unexpected. The dishwasher may need to be replaced. The roof may need repair. The walls may need some paint. 


When you buy a home you may also need a bunch of things to furnish the home. These could include dishes, pots and pans, sofas, beds, and more. You don’t want to leave your new home completely empty! You also don’t want to be without vital appliances like an oven or a sink for too long if they are outdated or in disrepair. This is why it’s a good idea to have extra money on hand to deal with any of these costs.


The best rule of thumb to follow when buying a home is to always be prepared with a but of extra cash on hand to avoid major issues down the road.           






Posted by Joe Kulle and Katie Riley on 8/12/2018

If you've ever read a self-improvement book or attended a motivational seminar, you probably felt charged up for about a week or so, but then slipped back into old, self-defeating habits.

Why does that happen? Is it because we're all born a certain way and have no control over the cards we're dealt? While it may sometimes appear that destiny plays a role in the direction of our lives, habits are often the underlying cause of both problems and accomplishments.

Zig Ziglar, a well-known sales trainer and personal development author summed it up perfectly: “People often say that motivation doesn't last. Well, neither does bathing – that's why we recommend it daily.”

Here are a few ways that good habits can improve everything from family relationships and health to time management and stress reduction.
  1. Either before you go to bed or the first thing the next morning, write down your objectives for the day. When you commit something to writing and have a visual reminder of what you need to accomplish, there's a much stronger chance it will get done. Whether you prefer to use your iPhone or just old-fashioned written lists, everyone needs some kind of daily system for staying organized and remembering tasks and priorities. As Benjamin Franklin said more than 200 years ago, “If you fail to plan, you are planning to fail!”
  2. Your attitudes and expectations often become self-fulfilling prophesies. It's easy to fall into the trap of complaining about things like how messy the house always looks or what a daily struggle it is to get the kids to do their homework. If you find yourself going down this negative path, keep in mind a quote from Oprah Winfrey: "What you focus on expands, and when you focus on the goodness in your life, you create more of it." The opposite is also true, so it pays to choose your thoughts and words carefully.
  3. Establishing good, consistent habits in children makes life easier, more productive, and less stressful for the entire family. That can include everything from doing homework and chores to personal hygiene and keeping their bedrooms looking civilized.
  4. Learning to be patient with yourself, your spouse, and your children is easier for some people than others, but when you think of yourself as a "work in progress," you'll have more of a tendency to keep trying and not get discouraged.
Many books, websites, and seminars are based on the premise of improving the conditions of your life by improving the quality of your habits and thoughts. A good starting point for many people is to do a self assessment, write down a list of achievable goals, and then come up with a realistic action plan.





Posted by Joe Kulle and Katie Riley on 8/8/2018


120 Country Club Way, Kingston, MA 02364

Land

$199,900
Price

0.94
Acres
Residential
Land Type
THIS LOT IS READY TO BE BUILT ON! Conservation approved and perk completed and the septic design has been completed. Engineering plans are complete for a 5 Bedroom home. 3,526 Sq Ft not including the walkout cellar. Call your clients so they can enjoy the lifestyle of Indian Pond Estates! Build your home yourself or lets talk and we can build it for you. Call today.
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No scheduled Open Houses

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Tags: Real Estate   Kingston   02364   Land  
Categories: Price Change  


Posted by Joe Kulle and Katie Riley on 8/6/2018


248 Old Wharf Road, Dennis, MA 02639

Dennis Port

Condo

$269,900
Price

4
Rooms
2
Beds
1
Baths
Wonderful Ranch style condo located in the sought after Village at Nantucket Sound! This home was remodeled 4 years ago. Home offers 2 bedrooms one with built in bunk beds and a loft, Cathedral ceilings throughout, Fireplace Living room and large windows to allow the beautiful ocean breeze. The bathroom has an attached outdoor shower with access directly from the bathroom. Large outdoor deck on one side of the home for your entertaining or use the other side yard for your outdoor games and fire pits. Large storage shed that offers electricity and washer/dryer Hookup. 4 car driveway. This home also offers a brand new heat/AC unit that was put in last year! This is a must see! Don't miss out!
Open House
No scheduled Open Houses

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Tags: Real Estate   Condo   Dennis   02639  
Categories: Price Change  


Posted by Joe Kulle and Katie Riley on 8/6/2018


248 Old Wharf Road, Dennis, MA 02639

Dennis Port

Condo

$269,900
Price

4
Rooms
2
Beds
1
Baths
Wonderful Ranch style condo located in the sought after Village at Nantucket Sound! This home was remodeled 4 years ago. Home offers 2 bedrooms one with built in bunk beds and a loft, Cathedral ceilings throughout, Fireplace Living room and large windows to allow the beautiful ocean breeze. The bathroom has an attached outdoor shower with access directly from the bathroom. Large outdoor deck on one side of the home for your entertaining or use the other side yard for your outdoor games and fire pits. Large storage shed that offers electricity and washer/dryer Hookup. 4 car driveway. This home also offers a brand new heat/AC unit that was put in last year! This is a must see! Don't miss out!
Open House
No scheduled Open Houses

Similar Properties





Tags: Real Estate   Condo   Dennis   02639  
Categories: Price Change