Joe Kull and Katie Riley - Heritage Homes Real Estate



Posted by Joe Kull and Katie Riley on 10/17/2017


31 Green Street, Bridgewater, MA 02324

Rental

$1,500
Price

4
Rooms
2
Beds
1
Baths
Wonderful 2 family located in a country setting. This property is located on the corner of South Street and Green Street. Unit offers 2 bedrooms, 1 bath, Kitchen, Dining and Family Room. This home was renovated 12 years ago with new heat, hot water, roof, siding, decking, electric and much more. This unit has been recently Painted and New Kitchen and Bathroom Floors have been installed. Large Lot for outside enjoyment! Don't miss out...
Open House
Tuesday
October 17 at 5:00 PM to 6:00 PM
Cannot make the Open Houses?
Location: 31 Green Street, Bridgewater, MA 02324    Get Directions

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Categories: Open House  


Posted by Joe Kull and Katie Riley on 10/15/2017

If this is your first time buying a home, you might be worried that you arenít asking enough questions. Or maybe youíre concerned youíre not asking the right questions--the things that matter the most when making a financial decision as important and life-changing as buying a home.  

While everyoneís situation is unique when buying a home, there are some questions that all buyers could benefit from asking. These questions will help you learn more about the home, how competitive the house is, and how much work youíll need to put into it.

Since time is usually of the essence for people buying a home, it makes sense to ask questions early on so that you donít waste too much time exploring an option that isnít ideal for your situation.

In this article, weíre going to give you 5 important questions to ask when you talk to a seller and their agent so that you can be prepared to make the best decision for you or your family.

1. How flexible is the asking price?

While few sellers or agents will outright tell you if theyíd accept a lower offer, itís still a good idea to ask this question, as it will open up a conversation about the sellerís feelings toward the home and whether theyíre pricing high with the hopes of receiving slightly lower offers.

2. How many offers has the home received?

It may seem counterintuitive, but most agents and sellers will be quite happy to tell you if theyíve received other offers. They know that once you know the current offer youíll have to either come up with a higher offer or move on. Itís a win-win for you and the seller, as it equips both of you with information you need to make the best choice.

3. Why are the sellers moving away?

This question can be personal, so if you receive an answer that suggests itís a family matter, donít press for too many details. However, some sellers and agents will let you know exactly why the house is for sale. From this simple question, you can learn the sellerís timeline for making the sale, details about the schools or neighborhoods, and any other reason that might drive someone to move out of the neighborhood.

4. Are there any problems with the house that you know of?

Although youíll have an inspection contingency in your contract if you do decide to make an offer on the home, itís better to know if there are any issues with the home before going through the bidding process.

Most sellers understand this and will be upfront about any problems with the home, including repairs that need to be made now or will need to be made soon after you move in.

5. What is the average cost of utilities?

Buying a home comes with a lot of added costs and fees. However, many people forget about the changes in the cost of utilities that comes with buying a home--especially if youíre moving from an apartment where some utilities may have been included.

The seller will be able to give you a good estimate on the cost of electricity, garbage removal, internet, heat, and more.




Categories: Uncategorized  


Posted by Joe Kull and Katie Riley on 10/13/2017


57 Sherwood Circle, East Bridgewater, MA 02333

Single-Family

$399,900
Price

7
Rooms
3
Beds
2
Baths
1st Showing at Open House Saturday 10-7 1 to 3PM. This property is located in a quiet subdivision close to all area amenities. Brand new vinyl siding, New Kitchen and 2 New Baths with Granite Counters, new gas Heating & AC system, new 200 amp electric service, new plumbing, new stainless steel appliances including Refrigerator . New Hardwood throughout the first floor and new tile floors in the kitchen and baths. Large Private fenced in back yard with large composite deck(24 X 16) with Vinyl Railings and Fenced in backyard over looking the above ground pool 28'. The pool has a new filter system with shutoffs, new skimmer, and new cover. Nice 8 X 16 vinyl sided shed in back for your tools and a bonus shed attached to the house from the cellar. New landscaping and new paved driveway. Large shed in back yard 8 X 16. Large deck 16 X 24. New Landscaping. USDA qualified with No Money Down! New Carpet being installed by weekend in family room and office
Open House
Saturday
October 14 at 2:00 PM to 4:00 PM
Cannot make the Open Houses?
Location: 57 Sherwood Circle, East Bridgewater, MA 02333    Get Directions

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Posted by Joe Kull and Katie Riley on 10/11/2017


31 Green Street, Bridgewater, MA 02324

Rental

$1,500
Price

4
Rooms
2
Beds
1
Baths
Wonderful 2 family located in a country setting. This property is located on the corner of South Street and Green Street. Unit offers 2 bedrooms, 1 bath, Kitchen, Dining and Family Room. This home was renovated 12 years ago with new heat, hot water, roof, siding, decking, electric and much more. This unit has been recently Painted and New Kitchen and Bathroom Floors have been installed. Large Lot for outside enjoyment! Don't miss out...
Open House
No scheduled Open Houses

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Tags: Bridgewater   Real Estate   02324   Rental  
Categories: New Homes  


Posted by Joe Kull and Katie Riley on 10/8/2017

Buying a home may seem like a smart financial move. However, it may not always be the right time or the right move for you. While buying a home is a great investment, you may not be ready to buy a home of your own. The following questions should help you to determine whether or not you are fully ready to buy a house in the near future.


How Much Money Do You Make? How Much Have You Saved?


buying a home is a significant expense. First, youíll need quite a large sum of money for a downpayment and closing costs on the home. Second, to get approved for a mortgage, the lender will look at every part of your finances from your income to your assets. Once the home is purchased, youíll also need quite a bit of capital for expenses including insurance, taxes, HOA fees, emergency funds, utilities, and furniture. You donít want to buy a home only to be overwhelmed with costs. You want enough of a financial cushion to enable you to furnish your home, decorate your home, and not have a completely empty bank account. Thatís why you should make sure that you do make enough money to buy a home.



How Much Debt Do You Have?


If you have established that your income is enough to buy a home, the next thing that you need to establish is that your debt isnít too high. Before you enter into the adventure of homeownership, youíll need to make sure that your bills are under control. These expenses include things like car loans, student loans, and credit card bills. Your lender will put your debt into consideration as a part of your entire financial picture. Your debt (including your proposed mortgage payment) should be less than around 36% of your gross income. Before you take the leap into buying a home, youíll need to make sure that your debt is under control. If you need to take a step back and pay your bills down before you start house hunting, you should as it will make buying a home easier for you.


Are You Seasoned At Your Job?


In order to secure a mortgage for a home, youíll need to show that you have been at the same job for a certain period of time. Your average income will probably be calculated based on how long you have been at the company and your job history. You should be able to explain any income gaps, changes in positions or companies. Otherwise, youíll appear to be an unstable person to lend to. Lenders want to know that youíll have a steady, stable income.


How Is Your Credit?


In order to secure a mortgage, youíll need to have a good credit score. Check on your credit report when you begin thinking about buying a home. If your credit is on the low side, youíll want to work on bringing that score up. 


     




Tags: Buying a home   finances  
Categories: Uncategorized